The Independent Boat Insurance Guide

Charter boat insurance

A charter boat is a vessel that can be used for a fee for the purpose of fishing for food fish or shellfish for personal consumption and is also used for bringing the same into state ports.

House boat insurance

House boating is an integral part of the lifestyles of several families in the US. Ideally, house boats should be insured against as many probable mishaps as possible. Insurance may also be required by a financing company if the house boat is being purchased on loan. Some marinas may dock only insured boats. There are several insurance companies that offer comprehensive coverage at competitive premiums.

Motor boat insurance

Motorboat insurance covers motorboats and powerboats and offers protection against accidents, damage, fire, etc. The liabilities covered include physical damage, fuel spillage, towing, personal effects, uninsured boaters, theft, natural disasters etc.

Sail boat insurance

Any boat that uses the wind as its primary means of propulsion is referred to as a sailboat. There are several insurance companies that provide insurance for sailboats; a boat owner should look around for companies that offer the most competitive rates and comprehensive coverage plans.

Yacht insurance

Boats that are over 26 feet in length generally fall in the category of yachts. Large sailboats and cruisers are also considered yachts. It is advisable to insure yachts as they are expensive luxury items and like other boats are susceptible to theft, fire, accidents, etc.